Life Insurance

Often a good choice for your family in the earlier years, Term Life Insurance is designed to meet temporary needs. It provides low-cost coverage for a specified period of time (the “term”). This allows for affordable, high levels of coverage, usually when protection is needed the most—during an individual’s peak earning years when death could cause the greatest financial hardship to a family.

If you have a long-term or lifelong need for life insurance and financial protection, this may be the right type of coverage for you. Permanent Life Insurance is designed to last for a long period of time or for life. There are a wide variety of products included in this group, many of which include a cash-value feature, allowing for withdrawals and loans to be taken out.